Final Expense Insurance Resources
Free tools, guides, and resources to help you make the best decision for your family's protection
Final Expense Insurance Calculator
Get an instant estimate of your monthly premium based on your age, gender, and coverage needs
Final Expense Insurance Calculator
Get an instant estimate of your monthly premium based on your age and coverage needs
Estimated Monthly Premium
Simplified Issue
Answer a few health questions, no exam
Guaranteed Issue
No health questions, 100% acceptance
These are estimates only. Actual rates depend on the insurance carrier and full underwriting. Get an accurate quote by calling us or filling out our quote form.
No obligation - Licensed agents available Mon-Fri 8AM-8PM EST
Educational Guides
In-depth resources to help you understand your insurance options
Complete Guide to Final Expense Insurance
Everything you need to know about final expense insurance, from coverage amounts to application process.
Guaranteed Issue vs. Simplified Issue
Understand the differences between these two policy types and which one is right for you.
Senior Life Insurance Options
A comprehensive overview of life insurance options available to seniors ages 50-85.
Understanding Burial Insurance
Learn how burial insurance works, what it covers, and how to choose the right coverage amount.
Funeral Planning Checklist
Use this comprehensive checklist to ensure you've covered all the important aspects of end-of-life planning.
Planning ahead can save your family thousands of dollars and prevent them from making difficult decisions during an emotional time.
Get Started with a Free QuoteYour Planning Checklist
Coverage Options Comparison
Compare the main types of final expense insurance at a glance
| Feature | Simplified Issue | Guaranteed Issue |
|---|---|---|
| Medical Exam Required | No | No |
| Health Questions | 5-15 questions | None |
| Acceptance Rate | ~85% approved | 100% guaranteed |
| Coverage Available | $5,000 - $50,000 | $5,000 - $25,000 |
| Premium Cost | Lower | Higher (30-50% more) |
| Death Benefit | Immediate full benefit | 2-year graded period |
| Best For | Good health, lower costs | Health issues, guaranteed coverage |
Not sure which is right for you?
Call (888) 519-9743 to speak with a licensed agentCommon Questions
How accurate is the calculator?
The calculator provides estimates based on typical rates. Actual premiums depend on the specific insurance carrier, your complete health profile, and current market rates. For an accurate quote, contact us or fill out our quote form.
Can I use these resources without getting a quote?
Absolutely! All our resources are free to use with no obligation. We believe in educating our customers so they can make informed decisions about their coverage.
What if I have more questions?
Our licensed insurance agents are available to answer any questions you may have. Call us at (888) 519-9743 Monday-Friday 8AM-8PM EST, Saturday 9AM-5PM EST.
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