Coverage Options for Every Need
Compare our insurance options to find the coverage that fits your health, budget, and protection needs. All policies feature no medical exams and locked-in premiums.
Our Insurance Products
Each product is designed for different needs. Click on any option to learn more.
Final Expense Insurance
Our Most Popular Option
Comprehensive whole life insurance designed to cover all end-of-life expenses including funeral costs, medical bills, and outstanding debts.
Best for: Anyone looking for comprehensive end-of-life coverage
Burial Insurance
Funeral-Focused Coverage
Specifically designed to cover funeral and burial costs, ensuring your family can give you the send-off you deserve without financial burden.
Best for: Those primarily concerned with funeral costs
Guaranteed Issue
100% Acceptance Guaranteed
Cannot be turned down regardless of health conditions. Perfect for those with serious health issues who have been denied other coverage.
Best for: Those with serious health conditions or previous denials
Simplified Issue
Best Value Option
No medical exam with just a few health questions. Offers better rates than guaranteed issue with full immediate coverage.
Best for: Those in moderate health who want the best rates
Senior Life Insurance
Ages 50-85 Welcome
Life insurance products specifically designed for seniors with simplified underwriting and affordable premiums.
Best for: Seniors looking for age-appropriate coverage options
Compare Coverage Options
See how our products compare at a glance.
| Feature | Final Expense | Burial | Guaranteed Issue | Simplified Issue | Senior Life |
|---|---|---|---|---|---|
| Medical Exam | No | No | No | No | No |
| Health Questions | Few | Few | None | 5-15 | Varies |
| Acceptance Rate | High | High | 100% | Good health | Varies |
| Waiting Period | None | None | 2-3 years | None | Varies |
| Premium Cost | Moderate | Low-Moderate | Higher | Lower | Varies |
| Max Coverage | $50,000 | $35,000 | $25,000 | $50,000 | $50,000 |
Not Sure Which Coverage is Right for You?
Our licensed insurance specialists can help you find the perfect coverage based on your health, budget, and protection needs.
Talk to an Expert
Our team is available Monday-Friday 8AM-8PM EST and Saturday 9AM-5PM EST.
(888) 519-9743Or Get a Free Online QuoteQuick Decision Guide
Answer these questions to find your best coverage option.
Have you been declined for life insurance before?
Guaranteed Issue
Cannot be denied regardless of health
Are you in relatively good health?
Simplified Issue
Best rates with no medical exam
Want comprehensive end-of-life coverage?
Final Expense
Covers funeral costs, bills, and more
Primarily need funeral coverage?
Burial Insurance
Focused coverage for funeral costs
Looking for coverage over age 50?
Senior Life Insurance
Designed specifically for seniors
Not sure what you need?
Call an Expert
Our team will help you decide
Ready to Get Protected?
Get your free, no-obligation quote in minutes. Compare coverage options and find the perfect protection for your family.