Trusted by 50,000+ families nationwide
Protect Your Family from $10,000+ in Funeral Costs
No medical exam required. Guaranteed acceptance ages 50-85. Coverage starts at just $1/day.
Takes 2 minutes • No obligation • Free consultation
From 500+ Reviews
Same-Day
Approval
The Average Funeral Costs Over $10,000
Don't leave your family with unexpected expenses during an already difficult time. Final expense insurance provides the funds they need.
Average Funeral Cost
Casket & Burial Vault
Cemetery Plot
Total End-of-Life Costs
Why Choose ClearPath Final Expense Insurance?
We make protecting your family simple, affordable, and stress-free.
Guaranteed Acceptance
If you're between 50-85, you cannot be turned down. No health questions for guaranteed issue policies.
No Medical Exam
Skip the doctor visits and blood tests. Our application takes about 10 minutes over the phone or online.
Fixed Premiums
Your rate is locked in forever. It will never increase regardless of age or health changes.
Fast Claims Payment
Benefits are typically paid within 24-48 hours, giving your family quick access to funds when needed.
Coverage Never Expires
Whole life insurance that covers you for life. Your policy can never be cancelled due to age or health.
Top-Rated Carriers
We work with A-rated insurance companies like Mutual of Omaha, ANICO, and Foresters Financial.
Helpful Insurance Guides
Get educated before you buy. Our expert guides answer your most common questions.
What is Final Expense Insurance?
A complete guide to understanding final expense insurance, coverage options, and costs.
How Much Does a Funeral Cost?
Complete pricing breakdown for burials, cremations, and memorial services in 2025.
Guaranteed vs. Simplified Issue
Learn which type of policy is right for your health situation and budget.
Coverage Options for Every Situation
We have a policy that fits your health and budget
Simplified Issue
Best rates for healthy applicants
- Brief health questionnaire
- Immediate full coverage
- Coverage up to $50,000
- Lowest premiums available
Guaranteed Issue
100% acceptance guaranteed
- No health questions
- Cannot be turned down
- Coverage up to $25,000
- Ages 50-85 accepted
Modified Benefit
For serious health conditions
- Guaranteed acceptance
- Graded benefit period
- Full benefits after 2-3 years
- Permanent whole life coverage
Get Covered in 3 Simple Steps
The entire process takes less than 15 minutes
Request a Quote
Fill out our simple form or call us. We'll ask a few basic questions about your age and coverage needs.
Compare Options
We'll show you quotes from multiple A-rated carriers so you can choose the best policy for your budget.
Get Covered
Complete your application over the phone. Most policies are approved the same day with coverage starting immediately.
What Our Customers Say
Join thousands of families who trust ClearPath for their final expense insurance needs
“I was worried I couldn't get coverage because of my diabetes, but ClearPath found me a policy with no health questions. Now my family is protected.”
- Robert M., Phoenix, AZ
Verified Customer
“The whole process took 10 minutes. No doctor visits, no blood tests. I have peace of mind knowing my wife won't have to worry about funeral costs.”
- James T., Tampa, FL
Verified Customer
“At 78, I thought insurance was out of reach. ClearPath got me $15,000 in coverage for less than I spend on coffee each month. Highly recommend!”
- Dorothy S., Nashville, TN
Verified Customer
Don't Leave Your Family Unprotected
The average funeral costs over $10,000. See how little it costs to protect your family with a free, no-obligation quote.
Takes 2 minutes • No obligation • Free consultation
Serving Families Nationwide
We provide final expense insurance in all 50 states